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Role of Public Provident Fund in Financial Planning

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Published date: 2024/06/17
  • Location: India
Role of Public Provident Fund in Financial Planning
Role of Public Provident Fund in Financial Planning


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Maximizing returns from your Public Provident Fund (PPF) requires strategic planning and disciplined investment. Start by making early contributions each financial year to maximize interest, as it is calculated on the lowest balance between specific dates each month. Regularly contribute to your account throughout the year to benefit from compounding. Aim to invest the maximum allowable amount annually to fully utilize the tax benefits and enhance returns. After the initial maturity period, extend your PPF account in blocks of additional years to continue earning tax-free interest.

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