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what is fd and rd? Which One Suits Your Investment Needs?

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Published date: 2024/07/04
  • Location: India
what is fd and rd? Which One Suits Your Investment Needs?
what is fd and rd? Which One Suits Your Investment Needs?


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Recurring Deposits (RD) and Fixed Deposits (FD) are two popular investment options. RD allows investors to deposit a fixed amount regularly, usually monthly, making it ideal for those with a steady income. FD, on the other hand, requires a one-time lump sum investment, offering higher interest rates due to the larger initial amount. Both options provide guaranteed returns, but RDs are more flexible for regular savers, while FDs cater to those with a substantial sum to invest at once. Understanding these differences helps investors choose the best option based on their financial goals and cash flow.

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